Let’s Give Credit Where Credit’s Due

“Technology continues to change our lives apace, and credit is just at the beginning of its revolution.” ⚙️ 🙌
 
Historically, credit was assessed on our spending history. But what if there is no past credit or past data? What if an individual’s credit history includes hiccups that were out of their control such as the many extraneous factors during the #COVID pandemic? 🤔
 
AGAM International‘s founder and CEO Shabnam Wazed explains the use of AGAM’s proprietary Individual Independence Index (III) and the LARC Algorithm to derive an alternative, more inclusive method of #CreditScoring. 
 
Read the full article in Global Banking & Finance Review 👉https://lnkd.in/gntf9Dq9