Fast onboard via smartphone, feature phone or even online. Our dynamic and gamified assessment-to-score system helps customers become financially smart with a higher III™ score. Thus enabling them to unlock higher loans.
Smooth onboarding by AGAM eKYC engine
Onboarding customers from registration, to loan application and approval digitally in under 5 minutes.
Individual Independence Index (III)
AGAM AI driven credit scoring engine
AGAM proprietary credit scoring engine is an AI powered platform driven by sopiscicated LARC algorithm that predicts deciets, defaults, deliquencies and understand customers' credibility, their ability to pay and willingness to pay alongwith growth potential and eligibility for other products. AGAM credit score is divided into stages and each with its own perks and eligibility. Fully customisable based on risk appetite and preferences of each Bank, NBFI, MFI and insurance. Our algorithms can be tweaked by our client institutions to fit their loan product and their customer base.
Credit scoring using alternative data
Budget and finance manager
Our innovative system enables banks to provide interactive bank accounts to customers. Customers with current and savings account will now be able to interact with their account and set targets.
Our innovation is giving banks, NBFI and MFIs with an economically significant and data-driven model to check risk and make advances that fit the requirements of small scale savers.