About us
About Us
AGAM
AGAM is set out to revolutionise traditional lending systems in emerging markets and make financial inclusion he next billon a reality. AGAM is shifting the narrative of banking based on collateral to banking based on character. Our intelligent system enables us to understand customers, helping them to become creditworthy for the banks.
More Informed lending decisions
Faster customers acquisition
More engaged account holders with hyperpersonalised banking
Lower NPLs
Our system offers white-labeled platforms for banks to offer digital bank in the form of BaaS
Founding Team

FOUNDER AND CEO
Ms. Shabnam Nida Wazed is the Founder and Chief Executive Officer of AGAM International. She has experience in stakeholder management focussed on global retail supply chain, legal and CSR consultancy, compliance and corporate governance. She has field experience in qualitative and quantitative research of RMG and Tea estate workers. She worked for geosansar as the Country head and initiated the launch of financial literacy training programme for the first time in Bangladesh. She completed MSc at King’s College London with merit, having previously completed LLB and LLM from Bristol law school, UWE.
BOARD

Mr. Nish Kotecha
Chief Mentor | AGAM

Mr. Rohit Sankhe
Chief Technology Officer | AGAM

Dr Alice Evans
Advisory Board | AGAM

Dr Richard Itaman
Advisory Board | AGAM
TECH TEAM IN INDIA

Mr. Darshan Tulsayan
Agile Business Analyst/PO

Ms. Poonam Jadhav
Software Tester
TEAM IN BANGLADESH

Mr. James Martin Biswas (শোভন)
Assistant Manager, previously Sales Executive | AGAM

Sadikul Islam (সাদিক)
Operations Officer | AGAM

Mr. Tapos Chandro Das (নিলয়)
Operations Officer | AGAM
How we handle your data
AGAM expressly ask consents from customer to share their SMS alarms, location and camera. This is to ensure onboard and prevent fraud. AGAM’s assessments are made to check reliability of borrowers in view of advanced impressions to help credit-barred likely borrowers to approach finance through by our partner financial institutions.
Customer information or exchange information doesn’t leave their device. Neither AGAM nor partner bank can see any exchange SMS or relevant data of loan applicants. Our system decipers information using AI and translates then into our scorecard for loan eligibility.